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Auto & Home

Coverage that fits
your actual life.

An independent agent shops more than a hundred carriers on your behalf. We find the right fit for your situation, not the one we happen to sell, and we're not locked to one company on home-and-auto bundles.

Auto

What we cover on the road.

  • Liability (bodily injury & property damage)
  • Collision & comprehensive
  • Uninsured and underinsured motorist
  • Roadside assistance
  • Rental reimbursement
  • Gap coverage on financed vehicles
  • Multi-vehicle & teen-driver households
Home

What we cover at home.

  • Dwelling & other structures
  • Personal property
  • Personal liability
  • Loss of use
  • Earthquake (separate policy)
  • Common riders: jewelry, water backup, scheduled items
  • Renters & landlord policies
Common situations

Things we handle every week.

  • Adding a teen driver to the policy without watching the premium triple.
  • New vehicle purchases, what coverage you actually need on a financed car versus owned outright.
  • Bundling home and auto across multiple carriers, not locked to one company.
  • Working with mortgage companies on closing paperwork and renewals.
  • Multi-vehicle households, classic vehicles, RVs.
  • Drivers with prior incidents who've been quoted into the stratosphere by other agents.
Quote intake

Tell us about your vehicles.

Takes about three minutes. Patti will call you back, usually within one business day, with real numbers from carriers that fit your situation.

Vehicles

Vehicle 1

Drivers

Driver 1

Where you live

How to reach you

Your information is used only to prepare your quote. No instant-quote engine, no data resold, no obligation.

Prefer to just talk?

Patti's number rings into the office. If she's with a client, leave a message and she'll usually call back the same day.